If you’re like millions of Americans whose finances have taken a turn for the worse during the current recession, you may have fallen behind on your bills or you may even have had to declare bankruptcy. This can have a devastating effect on your credit score for years to come, and it can impact your ability to buy a house, a car, or even find a job. But in this bleak picture, there is good news. There are several steps you can take to rebuild your credit history and improve your credit score—and it may not be as difficult as you think. Here is what to do: • Order a copy of your credit report from all three credit bureaus. Before you can fix your credit, you have to know what derogatory information is on your credit report. By… read more
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Give Me Some Credit: Rebuilding After a Financial Setback
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