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{weblog_name} - Personal Finance
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Wise money management skills do not come easy for many people. Most of us never received formal education in budgeting, saving, and spending. Thankfully, the 12th grade students in Personal Finance are being introduced to the basics of financial literacy.  Many of the topics we cover are suggested by the National Endowment for Financial Education (NEFE), an independent nonprofit organization committed to educating Americans about personal finance and empowering them to make positive and sound decisions to reach financial goals.  Recently, NEFE commissioned a study examining impulse buying which showed that 80% percent of American adults say they’ve made impulse purchases in the past year. The NEFE survey found that 66 percent of adults who have made an impulse purchase this year say they later regretted that decision.  Controlling our spending impulse is an important lesson to learn.  Perhaps… read more